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now what you want beforehand. To make the most informed buying decision, you need to know what options are available to you. When you apply for a plan, you should have a clear understanding of the difference between liability and comprehension. You can call a local insurance broker or agent to assist you, or you can use an online service that will let you compare several plan samples.

Be ready when you fill out your application. You need to be able to answer some general questions about yourself, and your driving history. You will need your social security number, as well as your driver’s license number. You will also need this information for anyone else residing in your household.

Don’t wait too long to begin your plan. Insurance premiums change at different times, and your quoted price could change if you finally decide to begin your plan months after you were quoted. When you do find a good rate, take advantage of that time to lock it in for the next year.